Household Toilet Financing Strategy of The GAMA Sanitation and Water Project
REFERENCE NO.: MLGRD/PCU/GSWP/NC-C4/007
The GAMA SWP is a Government of Ghana project supported by the World Bank and the Global Partnership for Output-based Aid. The main objective of the GAMA SWP is to increase access to improved sanitation and improved water supply in the GAMA, with emphasis on low income urban communities (LIUCs). To achieve the objective of increasing access to improved sanitation for close to 120,000 persons, at least 19,000 household Toilets are to be constructed to serve poor households in these LIUCs. Output-based subsidies are provided to beneficiaries in targeted low- income urban communities to enable them to obtain toilets at reduced prices.
Nevertheless, even the subsidized cost of toilets is expensive relative to the amount of funds that targeted households can readily mobilize. To support scaling up of implementation, therefore, the Project seeks to involve licensed financial institutions that are willing to offer regular savings plans and affordable loan products that would enable eligible households tc mobilize their lump sum contribution required before toilet construction can begin.
The Greater Accra Metropolitan Area (GAMA) Sanitation and Water Project (SWP) seeks to partner with financial institutions that are interested in offering savings and loan products to beneficiaries of the project for construction of toilets in their homes.